Terms & Conditions

Effective Date: January 20, 2026

Welcome to Monzaq. These Terms & Conditions govern your use of the Monzaq application. By creating an account or using the app, you agree to these terms.

1. Use of the Service

Monzaq is a personal budget tracking application that allows users to record and manage financial transactions. You agree to use the service only for lawful purposes.

2. Account Responsibility

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

3. User Data

You are responsible for the accuracy of the data you enter into Monzaq. We are not responsible for financial decisions or outcomes based on the data you provide.

4. Prohibited Activities

5. Third-Party Services

Monzaq uses third-party services such as Supabase for authentication and data storage. We are not responsible for outages or issues caused by these services.

6. Availability

We strive to keep Monzaq available at all times, but we do not guarantee uninterrupted access. The service may be modified, suspended, or discontinued at any time.

7. Termination

We reserve the right to suspend or terminate your account if you violate these terms. You may also delete your account at any time.

8. Disclaimer

Monzaq is provided “as is” without warranties of any kind. We do not provide financial, legal, or investment advice.

9. Limitation of Liability

To the fullest extent permitted by law, Monzaq shall not be liable for any indirect, incidental, or consequential damages arising from your use of the app.

10. Changes to These Terms

We may update these Terms & Conditions from time to time. Continued use of the app after changes means you accept the updated terms.

11. Contact

If you have questions about these Terms, contact us at:
support@monzaq.com