Privacy Policy

Effective Date: January 20, 2026

Welcome to Monzaq. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our budget tracking application.

1. Information We Collect

Account Information

When you create an account, we collect your email address and an encrypted password. Authentication is handled securely.

Financial Data

You may add transaction details such as amounts, categories, descriptions, and dates. Monzaq does not connect directly to your bank accounts.

Technical Data

We may collect basic technical data such as device information, browser type, IP address, and usage data for security and performance purposes.

2. How We Use Your Information

3. Data Storage & Security

Monzaq uses Supabase for authentication and data storage. Passwords are encrypted and never stored in plain text. We use industry-standard security practices to protect your data.

4. Third-Party Services

We rely on trusted third-party services such as Supabase to operate the app. These services only process data required to provide their functionality.

5. Cookies

Monzaq uses essential cookies or local storage to maintain your login session and ensure the app functions correctly. We do not use advertising cookies.

6. Your Rights

You may access, update, or delete your data at any time through the app. You can also request account deletion.

7. Data Retention

We retain your data only while your account is active. When your account is deleted, your data is permanently removed within a reasonable timeframe.

8. Children’s Privacy

Monzaq is not intended for children under the age of 13. We do not knowingly collect personal data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

10. Contact

If you have questions about this Privacy Policy, contact us at:
support@monzaq.com